Everything is a Credit or Debit
Now that I’m not in classes to go along with work, it’s time to really buckle down and work on not only our finances, but myself. I’m starting a list based on a phrase Brad Barrett from Choose FI frequently advocates, “I’m the type of person that…” These are going to be guidelines to live […]
I made a plea this spring that if you didn’t have your emergency fund in order, that was where your stimulus check should go. While we had a Dave Ramsey sized emergency fund while paying off our debt, we did not have enough to cover a major expense, like the furnace or A/C going out, […]
I’ve been testing a website this year to help with cost of kids’ birthdays and it worked out so well that I had our kids make their Christmas lists in October so that I could use it for holiday shopping. If you buy things on Amazon, you need to be using www.camelcamelcamel.com . Create an […]
Hello folks! I’m back after a short hiatus to finish up my last semester for my bachelor’s degree. I’m FINALLY done! What most people accomplish in 3 to 5 years took me 21 after graduating high school. Now I didn’t go to school all 21 of those years, that’s just how long it took me […]
“Who is more confident, more content, more able to deal with adversity? … It’s those who have been brought up by parents who rewarded independent thought and behavior. It’s those who don’t concern themselves with other people’s money, someone else’s estate. Also, if one lives below one’s means, one doesn’t have to be concerned with […]
Your Net Worth is a pretty simple concept, add up all of your assets, add up all of your debts/liabilities, subtract your debt total from your asset total and you have your Net Worth. There are great apps and websites for helping you calculate this number, such as www.mint.com and www.personalcapital.com . I’ve been promising […]
Here come the numbers we’ve all been waiting for! The wife and I put together our plan this week to pay off all of our private student loans and consumer debts using my previously written about plan of a mixture of the avalanche and snowball methods, with my own flair. Using a mix of balance […]
For the last 10 months I’ve been dealing with one of the ultimate fears in life, I’m going to lose my Mom, more likely sooner than later. She has an inoperable cancer that life expectancy is 6 months to about 3 years depending on how early it is found and how well it reacts to […]
With many Americans and others around the world under social distancing and stay at home orders, they may be finding that their spending decreases. Instead of filling up the gas tank once or twice a week per car, they may only need 1 car and less than a tank a week. They’re no longer stopping […]
For my readers in the US, and other countries offering stimulus checks. By now you’ve probably calculated what your stimulus check from the CARES act will add up to. You may have even planned what you’re going to do with it, if you don’t need it to pay bills right away. $1200 per adult, $500 […]
