Everything is a Credit or Debit
A few weeks ago our 16 year old ventured out on his own and got his first job in a pizza shop. We have told him we’re not buying him a car or paying for his license, insurance, or gas. We’ll help him some with the car, and of course help him navigate getting his […]
If you’re like me you probably earned a lot of rewards points over the last year, and with travel restricted, had a lot less options on how to use them. One trick I’ve seen some retailers like Amazon using, is the “Shop With Points” option. This sounds like a great idea! Earn points from your […]
As a family of 7 there are things we shop family plans and individually to see where the best deal is. Last month our cellular family plan was expiring so we were shopping around with all the major networks and some resellers, and timing worked out that Verizon had the best rates for us on […]
When I ask the question “What is the value of an emergency fund?” the first thing that comes to mind is the dollar amount? Then, how big should it be? Should it cover 1 big expense? Should it cover a few months of expenses? A year? All of these are legitimate questions, but, there is […]
I had a realization the other day that when it hit me, it slapped me in the face. I’ve subconsciously known for a long time, I think, but it was one of those out of the blue thoughts while you’re doing something completely different that are so profound, you could call it an epiphany. I […]
I’m the type of person that has back problems. I’ve had my back go out when I was young and skinny. I’ve had it go out when I was older and fat. I’ve had it go out from nothing at all. I’ve had it go out from physical activity. It really is a mystery what […]
Now that I’m not in classes to go along with work, it’s time to really buckle down and work on not only our finances, but myself. I’m starting a list based on a phrase Brad Barrett from Choose FI frequently advocates, “I’m the type of person that…” These are going to be guidelines to live […]
I made a plea this spring that if you didn’t have your emergency fund in order, that was where your stimulus check should go. While we had a Dave Ramsey sized emergency fund while paying off our debt, we did not have enough to cover a major expense, like the furnace or A/C going out, […]
I’ve been testing a website this year to help with cost of kids’ birthdays and it worked out so well that I had our kids make their Christmas lists in October so that I could use it for holiday shopping. If you buy things on Amazon, you need to be using www.camelcamelcamel.com . Create an […]
Hello folks! I’m back after a short hiatus to finish up my last semester for my bachelor’s degree. I’m FINALLY done! What most people accomplish in 3 to 5 years took me 21 after graduating high school. Now I didn’t go to school all 21 of those years, that’s just how long it took me […]
