Everything is a Credit or Debit
I made a plea this spring that if you didn’t have your emergency fund in order, that was where your stimulus check should go. While we had a Dave Ramsey sized emergency fund while paying off our debt, we did not have enough to cover a major expense, like the furnace or A/C going out, […]
Your Net Worth is a pretty simple concept, add up all of your assets, add up all of your debts/liabilities, subtract your debt total from your asset total and you have your Net Worth. There are great apps and websites for helping you calculate this number, such as www.mint.com and www.personalcapital.com . I’ve been promising […]
Here come the numbers we’ve all been waiting for! The wife and I put together our plan this week to pay off all of our private student loans and consumer debts using my previously written about plan of a mixture of the avalanche and snowball methods, with my own flair. Using a mix of balance […]
For the last 10 months I’ve been dealing with one of the ultimate fears in life, I’m going to lose my Mom, more likely sooner than later. She has an inoperable cancer that life expectancy is 6 months to about 3 years depending on how early it is found and how well it reacts to […]
We’ve covered some pretty big topics so far in a few short months over several posts, but we haven’t really covered the basics. Hopefully, if you need somewhere to start, this post will give you a look at the basics of money management. One of my favorite concepts is one Paula Pant from affordanything.com describes […]
In the beginning there was great spending, bad decisions, student loans, auto loans, credit cards. There was little understanding. There were dozens of low wage jobs with lousy or no benefits. There were friends that were in the same boat, or worse. There were parents in the same boat, or worse. Siblings in similar or […]
